We are nearing the end of the year, and as we reflect on 2019, we are not only proud of how far we’ve come, we are also thankful for all of you and your continued support. As we walk into 2020, we will continue to uphold our mission of lowering the barriers of entry to investing by waiving all subscription fees, allowing anyone and everyone to invest. Our goals for the coming year are to officially launch Altimates to all our eager investors out there; implement the latest of financial technology on all our offerings, and to ultimately have the platform run exclusively on cryptocurrency. Thank you for sharing our vision. We will strive to provide the best support we can to all of you. From all of us here at Pendulom, we wish you a Booming and Productive 2020!